How to Find the Best 12-Month CD Rates in Gulf Shores, AL: March 2011

When it comes to choosing the best CD account in Gulf Shores, AL, there are several factors to consider like term length, minimum deposit and most importantly, the interest rate. If you’ve decided on a 12-month CD, it’s important you figure out what the appropriate interest rate for that term length should be in your location.

Of course, you may not have the time and energy to look up all of the rates offered by the banks and credit unions in Gulf Shores. That’s why you can come to Gulf Shores Banking Rates where that data has already been compiled and presented for you. So with all of the rates information already at your fingertips, the next step is to determine which rates are really good offers.

Average 1 Year CD Rates in Gulf Shores, AL

Gulf Shores Banking Rates pulls rates data from financial institutions within a 50-mile radius of Gulf Shores. That means you currently have a total of 21 CD accounts with a term length of 12 months (one year) to choose from.

Right now, the highest 12-month CD rate we have on record is 2.25% APY, while the lowest is 0% APY. The average of these rates and all others available in and around Gulf Shores is 1.43% APY.

So what can you do with this information? As a general rule, you can compare a CD rate offer against the Gulf Shores average to gauge how competitive it is. Rates that are around the same as the average or higher are considered good for your area.

You can also view rates for other term lengths, from six months to 2 years, by visiting the Gulf Shores CD Rates page.

Related CD Rates Articles

Best Gulf Shores Banking Rates

Featured Rate
CIT Bank	1.10% Date: May 14, 2012 View Rate Details
Ally Bank	1.09% Date: May 15, 2012 View Rate Details
Highest Rates Recent Rate Changes
The Infirmary Federal Credit Union 2 Year CD Account	1.30% Date: May 14, 2012 View Rate Details
Shoreline Credit Union - Mobile, Alabama 2 Year CD Account	1.26% Date: May 16, 2012 View Rate Details
Navigator Credit Union 2 Year CD Account	1.25% Date: May 4, 2012 View Rate Details
Gulf Winds Credit Union 2 Year CD Account	1.16% Date: May 18, 2012 View Rate Details
Alabama Central Credit Union 2 Year CD Account	1.16% Date: May 7, 2012 View Rate Details
Army Aviation Center Credit Union 2 Year CD Account	1.10% Date: May 4, 2012 View Rate Details
New Horizons Credit Union - Mobile, Alabama 12 Month CD Account	0.65% to 0.61% Date: May 4, 2012
Army Aviation Center Credit Union Savings Account	0.35% to 0.25% Date: May 4, 2012
Members First Of Flori Credit Union 12 Month CD Account	0.65% to 0.55% Date: May 2, 2012
Singing Rivers Federal Credit Union 12 Month CD Account	0.69% to 0.60% Date: Apr 30, 2012
Azalea City Credit Union 12 Month CD Account	0.65% to 0.50% Date: Apr 27, 2012

See All Banking Rates

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